10966 Emery
El Monte, CA, 91731
$765,000
MLS: AR26226634
Beds
3
Baths
2
Sq Ft
1,020
Lot
0.13 ac
Year Built
1953
MLS #
AR26226634
Days on Market
3
Listed
Oct 19, 2026
Description
Discover this charming single-story home offering 3 bedrooms, 2 bathrooms, and a versatile floor plan with improvements completed in 2024. The property features a permitted 450-square-foot attached garage structure, with approximately 300 square feet converted into additional bedroom and bathroom space. Other improvements include a tankless water heater, an upgraded 100-amp electrical panel, a 36-square-foot covered porch, and a 25-square-foot exterior laundry room. Inside, you'll find an inviting dining area with attractive wood flooring, recessed lighting, and a functional kitchen featuring ample cabinetry, granite-style countertops, and tile flooring. The generous outdoor space offers plenty of room for entertaining, gardening, and everyday enjoyment. A shaded patio area provides a comfortable setting for outdoor dining and family gatherings, while mature fruit trees add natural charm. The property also features a gated driveway with ample parking space. Conveniently located in El Monte, this property offers a wonderful opportunity for buyers seeking a single-story home with flexible living space, recent improvements, and outdoor enjoyment.
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: Van Tuyet To · Coldwell Banker Dynasty Arc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,113
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,500 · Loan: $688,500
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,730
- Property tax (1.25%)
- $797
- Homeowners insurance
- $300
- Mortgage insurance
- $287
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $26,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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