10970 Ruth Street
Lynwood, CA, 90262
$645,000
MLS: IG26211240
Beds
3
Baths
1
Sq Ft
1,328
Lot
0.12 ac
Year Built
1944
MLS #
IG26211240
Days on Market
7
Listed
Sep 29, 2026
Description
Welcome to Ruth St! PRIME LOCATION, OVER 1300 SQFT OF LIVING SPACE, BIG BONUS ROOM ADDITION & PERMITTED PLUS 2 CAR GARAGE Step inside to a welcoming living room that creates a comfortable gathering space for relaxing and entertaining. The kitchen offers a practical layout with convenient access to the home's living areas, making everyday living and hosting guests effortless. The two bedrooms provide comfortable private spaces, while the large additional family room truly sets this home apart. Whether you envision it as a spacious family room, this versatile area gives you the freedom to customize the home around your needs. An attached 2-car garage adds everyday convenience and includes washer and dryer hookups, keeping laundry easily accessible while providing additional storage and functionality. Situated on an approximately 5,043 sq. ft. lot, this well-proportioned property offers a wonderful opportunity to enjoy single-story living with an adaptable floor plan and abundant parking. This home offers character and established appeal while providing the space and flexibility buyers are looking for today. A versatile property with room to live, work, entertain, exercise, and grow come see the possibilities for yourself!
Location
Lynwood, Los Angeles County, CA 90262
Open on Google Maps ↗Listed by: Cesar Diaz · eXp Realty of Greater Los Angeles, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,233
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,500 · Loan: $580,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,019
- Property tax (1.25%)
- $672
- Homeowners insurance
- $300
- Mortgage insurance
- $242
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lynwood home with as little as 3.5% down using an FHA loan — roughly $22,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90262 (Lynwood)within ±10% of this home's price and size.
$590,000
11107 Duncan Avenue
Lynwood, 90262
$649,900
3615 Carlin
Lynwood, 90262
$650,000
3867 Lugo Avenue
Lynwood, 90262
$650,000
4608 4608 Carlin Ave
Lynwood, 90262
$695,000
4264 Sanborn Avenue
Lynwood, 90262
Local Market Stats
See Lynwood, CA 90262 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.