10983 Bay Shore Street
Victorville, CA, 92392
$438,000
MLS: PW26123345
Beds
3
Baths
2
Sq Ft
2,113
Lot
0.17 ac
Year Built
2007
MLS #
PW26123345
Days on Market
18
Listed
Jun 5, 2026
Description
PRICED TO SELL! This beautiful 3-bedroom, 2-bathroom home in the desirable Sunset Ridge Community is a must-see. Offering over 2,113 sq. ft. of living space on a generous 7,210 sq. ft. lot, the property boasts an open-concept floor plan with a separate family room and formal dining room. The gourmet kitchen is a chef's delight, featuring a large quartz center island, quartz countertops, and newer cabinetry. The living room and family room (complete with a charming stack-stone fireplace) provide ample space for relaxation and entertaining. Recent updates include newer tile flooring throughout. The spacious backyard is perfect for gatherings. Conveniently located less than 10 minutes from schools, shopping centers (including Victor Valley Mall), grocery stores, gyms, Sunset Ridge Park, and major transport routes like the I-15 Freeway, Bear Valley Rd., and Hwy 395. This home WILL NOT LAST!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Itzel Anaya · HomeSmart Realty Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,800 · Loan: $394,200
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,512
- Property tax (1.25%)
- $456
- Homeowners insurance
- $300
- Mortgage insurance
- $164
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,330 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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