11010 Momentum Drive
Rancho Cucamonga, CA, 91730
$490,000
MLS: TR26185972
Beds
2
Baths
2
Sq Ft
1,002
Lot
0.02 ac
Year Built
2021
MLS #
TR26185972
Days on Market
16
Listed
Sep 10, 2026
Description
Built in 2021 and practically brand new, this beautifully maintained 2-bedroom, 2-bath home sits inside one of the most sought after master planned communities in the Inland Empire — The Resort. And it lives up to the name. From the moment you walk in you get that new construction feel without the new construction wait. Clean finishes, modern layout, and a home that's been barely lived in. What makes this one stand out even more — no Mello Roos. In a market where monthly carrying costs add up fast, that's a significant win for any buyer. The HOA includes access to a pool, conference room, and walking areas — resort style living built right into your monthly routine. The location is just as impressive — minutes from Ontario Mills, Haven City Market, Costco, and the 10 Freeway, putting everything you need right at your doorstep. Whether you're a first time buyer looking to plant roots or an investor looking for a low maintenance, high appeal property in a thriving community — this one checks every box without any of the compromises.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Denny Liu · Exp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,192
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $49,000 · Loan: $441,000
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,943
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
- HOA dues
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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