11040 Encanto
El Monte, CA, 91731
$699,999
MLS: OC26176337
Beds
4
Baths
3
Sq Ft
1,640
Lot
2.16 ac
Year Built
2005
MLS #
OC26176337
Days on Market
8
Listed
Aug 12, 2026
Description
Stop looking and start living! Tucked in a premium corner location within the desirable Encanto Walk community, this 2005-built Olson Company townhouse is a rare, former builder model unit offering the expansive space of a single-family home with low-maintenance ease. Positioned as a prized end-unit with open corner views and no neighbor on one side, this residence provides unmatched privacy with only one shared wall, as well as an abundance of natural light throughout. Spanning 1,640 sq. ft., the thoughtful tri-level floor plan features 4 spacious bedrooms and 2.5 bathrooms with the community’s most functional layout. The main level serves as the heart of the home, featuring an airy, open-concept living area with soaring ceilings, a dedicated dining space, a private balcony ideal for morning coffee, and a chef’s kitchen remodeled approximately 4 years ago with sleek cabinetry and modern appliances. On the top level, enjoy a serene primary suite complete with a generous walk-in closet and en-suite bath, alongside two additional bright bedrooms. The first floor offers maximum versatility with a 2-car attached garage (with washer/dryer hookups) and a private fourth bedroom—perfect for a guest suite, home office, or media room. Situated directly across from the U.S. Post Office and just steps from Downtown El Monte, the Metrolink, and major freeways (I-10 and I-605), this rare gem is the ultimate hub for Southern California living
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: Sam Vong · A-Med Realty Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,601
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $70,000 · Loan: $629,999
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,044
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $265
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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