ActiveTownhouse

10728 Golden Koi C

El Monte, CA, 91731

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$749,000

MLS: IV26094265

Beds

3

Baths

3

Sq Ft

1,529

Lot

0.04 ac

Year Built

2026

MLS #

IV26094265

Days on Market

11

Listed

Apr 30, 2026

Description

Welcome to Plan 1529 at the sought-after Jade community in El Monte—where modern design meets everyday convenience. This thoughtfully designed three-story townhome offers a stylish living space, featuring an open-concept layout ideal for both entertaining and daily living. The spacious main living area flows seamlessly into a contemporary kitchen, complete with a large island and ample cabinetry, creating the perfect hub for gatherings. Upstairs, the private primary suite provides a relaxing retreat, while additional bedrooms offer flexibility for guests, a home office, or growing households. Designed with comfort and efficiency in mind, this home includes energy-efficient features and smart home elements for modern living. Enjoy the convenience of an attached two-car garage and low-maintenance living in a beautifully planned community. Jade is ideally located near local parks, walking and biking trails, shopping, dining, and entertainment, with easy access to the I-10 and I-605 freeways and close proximity to the El Monte Metrolink station—making commuting a breeze. Don’t miss this opportunity to own a brand-new home in a commuter-friendly location with everything you need just moments away!

Location

El Monte, Los Angeles County, CA 91731

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Listed by: KIMBERLY YBARRA · NEST REAL ESTATE

Payment estimate

$5,626

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100

%
Principal & Interest
$4,265
Property tax (1.25%)
$780
Homeowners insurance
$300
Mortgage insurance
$281
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See El Monte, CA 91731 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.