1106 W Philadelphia St
Ontario, CA, 91762
$469,900
Original list price: $485,000
MLS: DW26025960
Beds
2
Baths
1
Sq Ft
918
Lot
0.02 ac
Year Built
1973
MLS #
DW26025960
Days on Market
109
Listed
Feb 5, 2026
Description
FHA OK--Welcome to this beautifully maintained 2-bedroom, 1-bath end-unit condo located in the heart of Ontario, CA. This light and airy home features an open and spacious layout, perfect for comfortable living and entertaining. Enjoy your morning coffee or evening unwind on the generously sized private balcony, offering a pleasant view of the surrounding community. As an end unit, the condo provides added privacy and natural light. The attached two-car garage is conveniently located directly below the unit, offering easy access and extra storage potential. The home is move-in ready and thoughtfully cared for, making it an excellent option for first-time buyers, downsizers, or investors. The well-kept community offers resort-style amenities, including a sparkling pool and tennis courts, perfect for enjoying Southern California living year-round. Conveniently located near shopping, dining, and major freeways, this condo combines comfort, location, and lifestyle all in one.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Christian Flores · Re/Max Top Producers
Payment estimate
$3,994
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $46,990 · Loan: $422,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,679
- Property tax (1.25%)
- $489
- Homeowners insurance
- $300
- Mortgage insurance
- $176
- HOA dues
- $350
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,447 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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