1106 W Philadelphia St
Ontario, CA, 91762
$479,900
MLS: DW26025960
Beds
2
Baths
1
Sq Ft
918
Lot
0.02 ac
Year Built
1973
MLS #
DW26025960
Days on Market
61
Listed
Feb 5, 2026
Description
FHA OK--Welcome to this beautifully maintained 2-bedroom, 1-bath end-unit condo located in the heart of Ontario, CA. This light and airy home features an open and spacious layout, perfect for comfortable living and entertaining. Enjoy your morning coffee or evening unwind on the generously sized private balcony, offering a pleasant view of the surrounding community. As an end unit, the condo provides added privacy and natural light. The attached two-car garage is conveniently located directly below the unit, offering easy access and extra storage potential. The home is move-in ready and thoughtfully cared for, making it an excellent option for first-time buyers, downsizers, or investors. The well-kept community offers resort-style amenities, including a sparkling pool and tennis courts, perfect for enjoying Southern California living year-round. Conveniently located near shopping, dining, and major freeways, this condo combines comfort, location, and lifestyle all in one.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Christian Flores · Re/Max Top Producers
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,990 · Loan: $431,910
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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