11131 Arcadia
Apple Valley, CA, 92308
$659,900
MLS: HD26154391
Beds
4
Baths
3
Sq Ft
2,773
Lot
2.50 ac
Year Built
2005
MLS #
HD26154391
Days on Market
12
Listed
Jul 15, 2026
Description
This modern house has Two- and one-Half Acres of great views to the mountains, Jess Ranch community and the foothills. It has its own well, NEW AC unit, Water Heater, Garage door and carpet. It has lots of upgrades, OPEN kitchen to living room. Covered patio in the back for family gatherings, with a grass area and upstairs deck to enjoy the beautiful views. It has an easy access from Bear Valley, close to Restaurants, Movie theater, Shopping Centers, grocery stores and Schools Open Kitchen floor plan with fireplace in Family Room, Extra master bedroom with own bathroom, big closets and lots of space. The Area is ideal for a Ranch
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Gloria Morales · CENTURY 21 LEADERS REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,020
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,990 · Loan: $593,910
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,785
- Property tax (1.25%)
- $687
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $23,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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