1114 23rd Street 4
Santa Monica, CA, 90403
$1,150,000
MLS: 26654695
Beds
3
Baths
2
Sq Ft
1,600
Lot
0.14 ac
Year Built
1959
MLS #
26654695
Days on Market
53
Listed
Feb 20, 2026
Description
OWNER IS VERY MOTIVATED. Prime North of Wilshire location just blocks from Franklin Elementary, Douglas Park, shops, and restaurants. Top-floor 3BD/2BA filled with natural light and an open living/dining area that flows to a large covered balcony. Bright kitchen with stainless steel Bosch appliances, granite countertops, and breakfast area. Spacious primary suite with dual closets and en-suite bath. Two additional bedrooms offer generous closets and built-in storage. Move-in ready and available furnished, ideal for end-users or a turnkey investment. Enjoy the best of Santa Monica living. This is a TIC sale.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Zachary Silverman · Coldwell Banker Realty
Payment estimate
$8,288
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000
- Principal & Interest
- $6,359
- Property tax (1.25%)
- $1,198
- Homeowners insurance
- $300
- Mortgage insurance
- $431
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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