1138 21st Street 2
Santa Monica, CA, 90403
$1,248,000
MLS: 26742723
Beds
2
Baths
3
Sq Ft
1,386
Lot
0.18 ac
Year Built
1983
MLS #
26742723
Days on Market
0
Listed
Apr 16, 2026
Description
Welcome to this refreshed 2-bedroom, 2.5-bath townhouse, tucked inside an intimate 6-unit complex in Santa Monica's desirable North of Wilshire neighborhood. Hardwood floors run through the open living and dining areas, creating a warm and inviting space for everyday living and easy entertaining. The living room features a newly updated fireplace and opens to two private patios, offering peaceful spots to relax and enjoy the ocean air. The kitchen is filled with natural light from a large bay window, perfect for plants or a sunny breakfast nook, and includes stainless steel appliances such as a dishwasher, wall oven, and refrigerator. A step-in pantry adds practical storage. Upstairs, newly carpeted stairs lead to two spacious bedrooms, each with its own en-suite bathroom. The primary suite is especially inviting with vaulted ceilings, exposed beams, and a cozy fireplace. The very spacious walk-in closet offers excellent storage. Additional highlights include new HVAC, new Washer and Dryer and direct access to a private 2-car garage. Ideally located near Santa Monica's shops, restaurants, and beaches, with Whole Foods and Trader Joe's within walking distance, this townhouse offers comfort, convenience, and an exceptional location. Priced to sell. Offer deadline is Wednesday, April 22nd, 5pm
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Korinna Sehringer · Keller Williams Realty Los Feliz
Payment estimate
$8,969
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $124,800 · Loan: $1,123,200
- Principal & Interest
- $6,901
- Property tax (1.25%)
- $1,300
- Homeowners insurance
- $300
- Mortgage insurance
- $468
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $43,680 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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