1125 Pico 109
Santa Monica, CA, 90405
$579,000
MLS: PW25277265
Beds
1
Baths
1
Sq Ft
616
Lot
0.34 ac
Year Built
1977
MLS #
PW25277265
Days on Market
85
Listed
Jan 5, 2026
Description
Welcome to this beautifully remodeled one bedroom, one bath condo at 1125 Pico Blvd 109, where thoughtful upgrades and clean modern design come together in an unbeatable Santa Monica location. Fully insulated walls enhance both energy efficiency and sound reduction, while newer vinyl windows and a newer vinyl sliding glass door invite natural light into the open living space and lead to an oversized balcony overlooking Pico Boulevard with a peek a boo ocean view framed by palm trees. Polished concrete floors create a sleek contemporary feel that is stylish, durable, and easy to maintain. The remodeled kitchen offers modern cabinetry and stainless steel appliances including a Bertazzoni Professional Series gas range, microwave hood combo, and refrigerator, all flowing seamlessly into the dining area where the Saarinen table, iconic Tulip chairs, and a Rejuvenation light fixture are included in the sale, creating a designer finished space that is ready to enjoy. The spacious living room opens directly to the balcony, providing the perfect setting for morning coffee, evening drinks, or relaxed people watching. Just down the hall is a flexible workstation that has been approved by the HOA for conversion to a stackable in unit washer and dryer, and for those who prefer not to install laundry, the community laundry room is conveniently located immediately adjacent to the unit and accessible without climbing any stairs. The full bathroom is beautifully appointed with Kohler fixtures and a deep 60 gallon soaking tub and shower combo enhanced by a ceiling mounted rain style shower head. Storage is generous with a hallway closet and a walk in closet in the private bedroom tucked at the end of the hall. Step free access from the gated ramped entrance on charming 12th Street leads directly to the unit without a single stair. Additional highlights include one dedicated underground parking space and a private lockable storage area nearby. Located less than a mile from the beach and just moments from parks, schools, restaurants, and shops, this home offers an exceptional opportunity to enjoy the best of Santa Monica living in a highly desirable coastal community.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Jonathan Pearson · Redfin Corporation
Payment estimate
$4,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,900 · Loan: $521,100
- Principal & Interest
- $3,202
- Property tax (1.25%)
- $603
- Homeowners insurance
- $300
- Mortgage insurance
- $217
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $20,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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