2311 4th Street 106
Santa Monica, CA, 90405
$629,000
MLS: WS26078727
Beds
1
Baths
1
Sq Ft
694
Lot
0.96 ac
Year Built
1967
MLS #
WS26078727
Days on Market
6
Listed
Apr 13, 2026
Description
Prime Location! Just steps away from the iconic Santa Monica Beach, this home offers the vibrant rhythm and lifestyle of coastal living right at your doorstep. Nestled within a gated community, residents enjoy added privacy and security, along with access to a sparkling pool. The property features a bedroom with walk-in closet, a bathroom, a cozy den perfect for a home office or reading space, and an upgraded kitchen designed for both style and functionality. The interior boasts a combination of tile and wood flooring, providing both durability and elegance throughout. Additionally, the home includes its own dedicated parking space for convenience. A rare opportunity to experience beachside living in one of the most desirable locations!
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: JANET HE MA · Wetrust Realty
Payment estimate
$4,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100
- Principal & Interest
- $3,478
- Property tax (1.25%)
- $655
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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