1126 W 228th Street 31
Torrance, CA, 90502
$680,000
MLS: SB26085952
Beds
3
Baths
3
Sq Ft
1,210
Lot
0.43 ac
Year Built
1990
MLS #
SB26085952
Days on Market
0
Listed
Apr 22, 2026
Description
Stylish and move-in ready, this spacious 3-bedroom, 3-bath end-unit home delivers both comfort and convenience. The garage features recently completed epoxy flooring, while the countertops, cabinetry, and interior flooring were thoughtfully updated just a couple of years ago—creating a modern, refined, and well-maintained living space. The attached garage offers direct access to the kitchen and living area, making everyday routines like unloading groceries seamless. Step outside to a cozy private patio, ideal for relaxing at sunset or enjoying a quiet weekend. Set within a well-maintained 36-unit community, this home offers a peaceful, private atmosphere along with amenities including a swimming pool and a small park. Prime access to the 110 freeway makes commuting simple, with easy routes to DTLA, LAX, and Orange County. A safe, tranquil neighborhood with excellent connectivity—designed for easy, everyday living.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Tony Kim · Compass
Payment estimate
$5,024
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,000 · Loan: $612,000
- Principal & Interest
- $3,760
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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