ActiveSingleFamilyResidence

1130 Vine Avenue

Big Bear City, CA, 92314

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$465,000

MLS: SR26030967

Beds

2

Baths

1

Sq Ft

1,024

Lot

0.06 ac

Year Built

1972

MLS #

SR26030967

Days on Market

46

Listed

Feb 13, 2026

Description

Nestled among majestic pines, 1130 Vine Avenue offers a peaceful mountain retreat in Moonridge. This charming Gambrel-style cabin is the perfect escape - enjoy mornings breathing in the crisp air out on the back deck and evenings relaxing in the hot tub. The functional floor plan features a spacious living room with adjacent dining room, and well-appointed kitchen with newer tile backsplash, electric stove, and dishwasher. The luxurious bathroom is freshly painted, and has a newer vanity, toilet, and shower sliding doors. Upstairs, the two large bedrooms feature recently updated carpet and lighting, and beautiful vaulted ceilings. Numerous upgrades include: new tankless water heater, new privacy pergola over hot tub, new ADT security system, and exterior solar lighting. Located within the tranquility of nature while being minutes from local shops, dining, hiking trails, ski resorts, and the lake, this home is a perfect full-time residence, weekend getaway, or investment opportunity in a beloved mountain community.

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Gabriela Venegas · Pinnacle Estate Properties

Payment estimate

$3,530

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500

%
Principal & Interest
$2,571
Property tax (1.25%)
$484
Homeowners insurance
$300
Mortgage insurance
$174
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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