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ActiveCondominium

1132 Calle Flor

Montebello, CA, 90640

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$708,000

MLS: OC26227328

Beds

4

Baths

4

Sq Ft

1,774

Lot

0.97 ac

Year Built

2014

MLS #

OC26227328

Days on Market

10

Listed

Oct 22, 2026

Description

Welcome to Montecito Walk, a gated community built by The Olson Company in 2014. Offering approximately 1,774 square feet, this 4-bedroom, 4-bathroom residence is the community’s largest floor plan, with a versatile three-story layout and thoughtful upgrades throughout. A covered porch welcomes you to the first level, featuring a bedroom ideal for guests or a home office, a bathroom, and direct access to the attached two-car garage. The second level offers an open-concept living and dining area, a private balcony, and a well-appointed kitchen, along with an additional bedroom and full bathroom. On the third level, the primary suite and fourth bedroom each feature an en-suite bathroom and walk-in closet. A conveniently located laundry room completes the upper level, while ample storage throughout adds everyday functionality. More than $45,000 in original builder upgrades include upgraded cabinetry with soft-close drawers, stainless steel appliances, Caesarstone kitchen countertops, an undermount sink, marble bathroom countertops, decorative backsplashes, crown molding, upgraded baseboards, dimmer switches, and brushed nickel fixtures. Additional features include mirrored closet doors, shutters, a tankless water heater, an epoxy-coated garage floor, and additional whole-house insulation. HOA dues include insurance and trash service. Conveniently located near shopping, dining, schools, parks, and recreation, with access to Metrolink, bus routes, and the 5, 60, 605, and 710 freeways. Citadel Outlets and Commerce Casino are also nearby.

Location

Montebello, Los Angeles County, CA 90640

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Listed by: Kit Jin · Real Broker

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$6,026

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $70,800 · Loan: $637,200

%

Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$4,343
Property tax (1.25%)
$738
Homeowners insurance
$300
Mortgage insurance
$266
HOA dues
$380
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 29, 2026

30-year fixed
7.24%
15-year fixed
6.60%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Montebello home with as little as 3.5% down using an FHA loan — roughly $24,780 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 90640 (Montebello)within ±10% of this home's price and size.

Local Market Stats

See Montebello, CA 90640 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.