$708,000
MLS: OC26227328
Beds
4
Baths
4
Sq Ft
1,774
Lot
0.97 ac
Year Built
2014
MLS #
OC26227328
Days on Market
10
Listed
Oct 22, 2026
Description
Welcome to Montecito Walk, a gated community built by The Olson Company in 2014. Offering approximately 1,774 square feet, this 4-bedroom, 4-bathroom residence is the community’s largest floor plan, with a versatile three-story layout and thoughtful upgrades throughout. A covered porch welcomes you to the first level, featuring a bedroom ideal for guests or a home office, a bathroom, and direct access to the attached two-car garage. The second level offers an open-concept living and dining area, a private balcony, and a well-appointed kitchen, along with an additional bedroom and full bathroom. On the third level, the primary suite and fourth bedroom each feature an en-suite bathroom and walk-in closet. A conveniently located laundry room completes the upper level, while ample storage throughout adds everyday functionality. More than $45,000 in original builder upgrades include upgraded cabinetry with soft-close drawers, stainless steel appliances, Caesarstone kitchen countertops, an undermount sink, marble bathroom countertops, decorative backsplashes, crown molding, upgraded baseboards, dimmer switches, and brushed nickel fixtures. Additional features include mirrored closet doors, shutters, a tankless water heater, an epoxy-coated garage floor, and additional whole-house insulation. HOA dues include insurance and trash service. Conveniently located near shopping, dining, schools, parks, and recreation, with access to Metrolink, bus routes, and the 5, 60, 605, and 710 freeways. Citadel Outlets and Commerce Casino are also nearby.
Location
Montebello, Los Angeles County, CA 90640
Open on Google Maps ↗Listed by: Kit Jin · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,026
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $70,800 · Loan: $637,200
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,343
- Property tax (1.25%)
- $738
- Homeowners insurance
- $300
- Mortgage insurance
- $266
- HOA dues
- $380
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Montebello home with as little as 3.5% down using an FHA loan — roughly $24,780 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Montebello, CA 90640 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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