$1,099,000
MLS: 26105027
Beds
2
Baths
2
Sq Ft
1,418
Lot
0.69 ac
Year Built
1982
MLS #
26105027
Days on Market
3
Listed
Oct 29, 2026
Description
Front-facing, bright, and sunny 2-bedroom, 2-bath condo, north of Wilshire, just nine blocks from the ocean. This single-level residence (with a subtle two-step-down living room) offers an open, west-facing floor plan filled with natural light, high ceilings, and leafy green views. Feel the ocean breeze from two private balconies. The large kitchen features ample cabinetry and opens to a versatile breakfast nook that easily serves as a play area or workspace. Additional highlights include a dedicated home-office space, in-unit laundry, and brand-new carpeting throughout. The spacious primary suite includes a walk-in closet, its own private balcony, and a generous bathroom with dual sinks. Located in a well-maintained, secure Mediterranean-style building on a quiet street, the community offers an open courtyard, elevators, a storage unit, and two side-by-side parking spaces. Built as condominiums from the start, the building provides direct access from the garage to the elevator and unit floor - no stairs required. Enjoy an easy walk to the shops and restaurants of Montana Avenue, the Farmers Market, the Third Street Promenade, the beach, and the historic Santa Monica Pier. Situated in the highly sought-after Roosevelt Elementary School district. Truly a must-see. Please refer to the "Doc(s)" link above for additional details on the unit and HOA.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Kate Bransfield · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,318
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,741
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
- HOA dues
- $720
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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