11345 Otowi Road
Apple Valley, CA, 92308
$409,000
MLS: CV26156605
Beds
3
Baths
2
Sq Ft
1,296
Lot
0.41 ac
Year Built
2002
MLS #
CV26156605
Days on Market
7
Listed
Jul 20, 2026
Description
Welcome to this charming, upgraded home in the City of Apple Valley, offering space, comfort, and room to grow. This well maintained 3-bedroom, 2-bathroom residence blends comfort with style throughout. Step inside to a light filled living space that brings warmth to the home from the moment you enter. The kitchen features white cabinetry, corian countertops, and stainless steel appliances. The kitchen seamlessly integrates the dining area which is perfect for socializing, and entertaining. All three bedrooms are comfortable and inviting, with the primary bedroom offering its own private bathroom. A dedicated laundry area adds everyday convenience. Sliding glass doors lead out to a large, private backyard with a patio, and RV parking, offering endless possibilities. Do not miss this opportunity to make this home yours !
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Joel Camacho · RE/MAX TOP PRODUCERS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,225
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,900 · Loan: $368,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,346
- Property tax (1.25%)
- $426
- Homeowners insurance
- $300
- Mortgage insurance
- $153
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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