1135 W 81st Place
Los Angeles, CA, 90044
$769,000
Original list price: $799,999
MLS: 26902237
Beds
3
Baths
2
Sq Ft
1,618
Lot
0.09 ac
Year Built
1929
MLS #
26902237
Days on Market
58
Listed
Aug 28, 2026
Description
Welcome to this charming Spanish-style 3-bedroom, 2-bath home with 1,618 sq ft, where classic character meets everyday comfort. Step inside to a light-filled living room with a statement fireplace, spacious bedrooms, an updated kitchen, and central A/C and heating throughout. Outside, the long driveway leads to a detached 2-car garage previously used as a recording studio, offering great flexibility for a home office, gym, creative space, or potential future ADU, subject to buyer verification and city requirements. The home is also conveniently located in Vermont Knolls, with access to nearby shops, transit, and major South LA destinations, including the broader Inglewood/SoFi Stadium area. A standout opportunity for qualified buyers: the seller's existing 5.625% fixed-rate mortgage may be assumable, which could mean a lower monthly payment compared with financing a similar home at higher current market rates, subject to lender approval and buyer qualification.
Location
Los Angeles, Los Angeles County, CA 90044
Open on Google Maps ↗Listed by: Monserrat Torres · Circle Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,144
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,900 · Loan: $692,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,754
- Property tax (1.25%)
- $801
- Homeowners insurance
- $300
- Mortgage insurance
- $288
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $26,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Los Angeles property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Los Angeles, CA 90044 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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