11391 Lugano
Rancho Cucamonga, CA, 91701
$938,000
MLS: WS26153785
Beds
4
Baths
3
Sq Ft
2,184
Lot
0.17 ac
Year Built
1989
MLS #
WS26153785
Days on Market
71
Listed
Jul 16, 2026
Description
Move-in ready and perfectly positioned in one of Rancho Cucamonga's most desirable neighborhoods, this beautifully maintained home offers the ideal blend of comfort, functionality, and scenic mountain views. Situated on a generous 7,260 sqt lot, this spacious 2,184 sqt two-story residence is designed for both everyday living and effortless entertaining. Step through the elegant double-door entry into a bright, open floor plan featuring a dramatic vaulted-ceiling formal living room, formal dining room, and a warm family room with a cozy fireplace. Brand-new flooring throughout the main level adds a fresh, modern touch, creating a stylish and move-in-ready living space. The thoughtfully designed layout features 4 bedrooms and 3 bathrooms, including a main-floor bedroom and full bathroom, ideal for guests, extended family, or a private home office. Upstairs, the spacious primary suite offers a peaceful retreat where you can enjoy beautiful mountain views from the comfort of your own room. Additional bedrooms provide flexibility for growing families or work-from-home needs. The expansive backyard is perfect for outdoor entertaining, family gatherings, gardening, or simply relaxing in your own private outdoor space. This home is surrounded by award-winning schools and is just minutes from shopping, restaurants, parks, scenic walking and biking trails, and convenient freeway access. Combining a prime location, a functional floor plan, recent upgrades, and picturesque mountain views, this exceptional home presents a wonderful opportunity to own in one of Rancho Cucamonga's most sought-after communities.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: CONG DU · Wetrust Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,262
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $93,800 · Loan: $844,200
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,634
- Property tax (1.25%)
- $977
- Homeowners insurance
- $300
- Mortgage insurance
- $352
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $32,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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