$385,000
MLS: DW26201559
Beds
2
Baths
2
Sq Ft
1,075
Lot
0.15 ac
Year Built
1920
MLS #
DW26201559
Days on Market
20
Listed
Sep 16, 2026
Description
The best deal in San Bernardino! Tastefully upgraded, with practical renovations, to fit investors or first time home buyer's alike. This duplex features 2 cozy 1 bedroom 1 bathroom units each having a separate driveway. The back unit is ready to move-in and has new, easy to maintain, wood-style vinyl flooring, new quartz countertops, fresh interior paint, new toilet, new split HVAC system and flat roof that was replaced in 2021. The occupied unit has a water heater that was replaced in 2025 and a wonderful long term tenant. The building was re-piped in August 2026, fresh exterior paint in 2025 and sewer line replaced in 2021. Both units are separately metered for gas and electricity. Come take a look and don't miss this opportunity.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Akia Lynn · Homesmart Realty Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,245
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,399
- Property tax (1.25%)
- $401
- Homeowners insurance
- $300
- Mortgage insurance
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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