1140 W 22nd
Upland, CA, 91784
$1,230,000
MLS: CV26048100
Beds
4
Baths
3
Sq Ft
2,446
Lot
0.37 ac
Year Built
1981
MLS #
CV26048100
Days on Market
8
Listed
Mar 4, 2026
Description
This beautiful home is located in a exclusively quiet and nice neighborhood of the city of upland. Upon walking through thea front door, you are greeted with a large living room with high ceiling opening to the dining area. There is a spacious bedroom downstairs; full bath; and a gourmet kitchen with granite countertops, stainless steel applicances including refrigerator and oven. The family room features a fireplace and a wet bar. There are 3 bedrooms upstairs. One of the bedrooms is converted into a home theater equipped with a projector screen, sound system, and confortable couches (negotiable). Very good size master bedroom with walk in closet. The front and backyards are professionally landscaped. The large back patio perfect for family / friends gathering. Roof is only few years old. MUST SEE TO APPRECIATE.
Location
Upland, San Bernardino County, CA 91784
Open on Google Maps ↗Listed by: Winnie Tran · AMG REAL ESTATE
Payment estimate
$8,844
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $123,000 · Loan: $1,107,000
- Principal & Interest
- $6,802
- Property tax (1.25%)
- $1,281
- Homeowners insurance
- $300
- Mortgage insurance
- $461
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $43,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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