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ActiveSingleFamilyResidence

1140 W 22nd

Upland, CA, 91784

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$1,230,000

MLS: CV26048100

Beds

4

Baths

3

Sq Ft

2,446

Lot

0.37 ac

Year Built

1981

MLS #

CV26048100

Days on Market

193

Listed

Mar 4, 2026

Description

This beautiful home is located in a exclusively quiet and nice neighborhood of the city of upland. Upon walking through thea front door, you are greeted with a large living room with high ceiling opening to the dining area. There is a spacious bedroom downstairs; full bath; and a gourmet kitchen with granite countertops, stainless steel applicances including refrigerator and oven. The family room features a fireplace and a wet bar. There are 3 bedrooms upstairs. One of the bedrooms is converted into a home theater equipped with a projector screen, sound system, and confortable couches (negotiable). Very good size master bedroom with walk in closet. The front and backyards are professionally landscaped. The large back patio perfect for family / friends gathering. Roof is only few years old. MUST SEE TO APPRECIATE.

Location

Upland, San Bernardino County, CA 91784

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Listed by: Winnie Tran · AMG REAL ESTATE

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$9,230

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $123,000 · Loan: $1,107,000

%

Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$7,187
Property tax (1.25%)
$1,281
Homeowners insurance
$300
Mortgage insurance
$461
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 10, 2026

30-year fixed
6.76%
15-year fixed
6.09%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $43,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 91784 (Upland)within ±10% of this home's price and size.

Local Market Stats

See Upland, CA 91784 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.