11430 Star Street
Adelanto, CA, 92301
$398,900
Original list price: $399,000
MLS: CV26161527
Beds
4
Baths
3
Sq Ft
1,654
Lot
0.17 ac
Year Built
1993
MLS #
CV26161527
Days on Market
92
Listed
Aug 1, 2026
Description
This home qualifies for a $10,000+ first-time homebuyer program with Citi National Bank. NO HOA. TWO-STORY. 4 BEDROOMS + OVERSIZED BONUS ROOM. This is the home you've been looking for with no monthly HOA to weigh down your budget. This two-story in Adelanto offers nearly 1,700 square feet with four bedrooms and two and a half baths, including a downstairs bedroom that works as a guest room, home office, or single-level living space. A fireplace anchors the dining room, and an oversized bonus room flexes into a den, family room, or game room. Central air conditioning and central heating keep every room comfortable through the desert seasons. Out back, a large, flat 7,200+ square-foot lot has room for RV parking, a boat, or a trailer, plus an attached two-car garage. Quiet street, minutes from schools, shopping, and Highway 395. Skip the HOA bill a new build would charge you and own more space for less. Schedule your private showing today.
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: Elizabeth Mendoza · PAK HOME REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,312
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,890 · Loan: $359,010
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,447
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $13,962 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Adelanto, CA 92301 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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