$399,000
MLS: CV26161527
Beds
4
Baths
3
Sq Ft
1,654
Lot
0.17 ac
Year Built
1993
MLS #
CV26161527
Days on Market
10
Listed
Aug 1, 2026
Description
NO HOA. TWO-STORY. 4 BEDROOMS. ROOM FOR THE RV. This is the move-in-ready Adelanto home that gives you real space with no monthly HOA. This two-story single-family home offers nearly 1,700 square feet with four bedrooms and two and a half bathrooms, and an open living room. Out back, a large, flat 7,200+ square-foot lot with space to entertain. Set on a quiet residential street just minutes from schools, shopping, and Highway 395, it's an easy commute and an easy lifestyle. No HOA, low upkeep, and plenty of room to grow. A new build hands you a smaller lot and a monthly HOA bill, this one hands you the space and keeps your money in your pocket. Schedule your private showing today.
Location
Adelanto, San Bernardino County, CA 92301
Open on Google Maps ↗Listed by: Elizabeth Mendoza · PAK HOME REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,180
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,315
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Adelanto, CA 92301 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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