$995,000
MLS: 26835375
Beds
2
Baths
2
Sq Ft
950
Lot
0.34 ac
Year Built
1975
MLS #
26835375
Days on Market
27
Listed
May 20, 2026
Description
A sophisticated split-level Santa Monica townhome on a great street in Santa Monica. This 2 bed, 2 bath has a smart use of every level with north-south exposure. The open kitchen flows seamlessly into the dining and overlooks the living area. It features quartz counters, SS appliances, ample cabinets and pantry space with a skylight offering lovely natural light. This creates an easy everyday layout ideal for both entertaining and working from home. The living room anchors the main level with recessed lighting, plantation shutters, balcony and a gas fireplace. Bedrooms are thoughtfully separated for privacy, with one bedroom and full bath on the lower level and the primary suite upstairs with its own full bath and large step in closet. The efficient floor plan lives larger than the square footage suggests. Each room is equipped with its own heating and A/C creating comfort with great efficiency. Additional features include custom smooth steel and glass railings, designer hardware, a Meile upright washer/dryer with architectural details that add warmth and character throughout. Convenient and gated covered parking with 2 good size storage cabinets. Located between Wilshire Blvd and Montana, close to Lincoln Middle School, local markets, restaurants and the beach. This is a right-sized starter home in one of Santa Monica's most loved neighborhoods
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Dan Nessel · Berkshire Hathaway HomeServices California Properties
Payment estimate
$7,856
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $99,500 · Loan: $895,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,672
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
- HOA dues
- $474
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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