125 Montana Avenue 204
Santa Monica, CA, 90403
$975,000
MLS: 26834083
Beds
1
Baths
1
Sq Ft
972
Lot
0.34 ac
Year Built
1973
MLS #
26834083
Days on Market
35
Listed
May 14, 2026
Description
Ideally situated just moments from the beach and the beloved boutiques and dining of Montana Avenue, this recently renovated 1-bedroom, 1-bathroom condo offers the perfect blend of coastal living and modern comfort. Spanning nearly 1,000 square feet, the thoughtfully designed residence features an ultra-private balcony ideal for sunbathing enjoying the ocean breeze. The bright and inviting kitchen is beautifully appointed with granite countertops, crisp white cabinetry, and newer stainless steel appliances, creating a clean and timeless aesthetic. A spacious dining area flows seamlessly into the expansive living room, anchored by a charming fireplace that adds warmth and character to the space. The oversized primary bedroom serves as a peaceful retreat and includes a large walk-in closet with ample storage. Additional highlights include in-unit laundry, one secured parking space in a gated garage, on-site storage space, and desirable amenities such as a fitness center and sauna.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Tyler Hill · The Agency
Payment estimate
$8,110
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $97,500 · Loan: $877,500
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,529
- Property tax (1.25%)
- $1,016
- Homeowners insurance
- $300
- Mortgage insurance
- $366
- HOA dues
- $900
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $34,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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