$399,000
Original list price: $419,000
MLS: JT26154958
Beds
3
Baths
2
Sq Ft
1,620
Lot
0.09 ac
Year Built
2005
MLS #
JT26154958
Days on Market
53
Listed
Jul 15, 2026
Description
Welcome to River Living in the desirable Rio Buena Vista Community, where you own the land and enjoy access to a private beach on the beautiful Colorado River! This Bright and Airy, furnished and well-maintained, 3-bedroom, 2-bath home also features a versatile bonus room that can be used as a den, home office, game room, or additional sleeping space for guests. Designed with River enthusiasts in mind, the property includes a boat-deep pull-through garage, providing plenty of room for your boat, off-road toys, and extra storage. Community amenities include private beaches, pool, spa, volleyball & basketball court. Enjoy the convenience of being just a short walk to a local restaurant, golf course and additional community beaches, while the Needles Marina is only a minute away for easy access to the river. Whether you’re looking for a full-time residence, vacation getaway, or investment property, this home offers the perfect combination of comfort, convenience, and the relaxed Colorado River Lifestyle!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Kimberli Willis · River Sisters Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,320
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,320
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
- HOA dues
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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