11450 Church 78
Rancho Cucamonga, CA, 91730
$615,000
Original list price: $638,000
MLS: TR26147524
Beds
3
Baths
3
Sq Ft
1,964
Lot
0.05 ac
Year Built
2004
MLS #
TR26147524
Days on Market
33
Listed
Jul 8, 2026
Description
Experience the perfect blend of comfort, style, and convenience in this beautifully appointed end-unit townhome nestled in one of Rancho Cucamonga’s most desirable locations. Offering 3 spacious bedrooms, 2.5 bathrooms, a versatile downstairs den, and 1,964 square feet of thoughtfully designed living space, this residence is ideal for today’s modern lifestyle. As a coveted end unit, the home is filled with abundant natural light and enjoys added privacy, creating a warm and inviting atmosphere throughout. The flexible downstairs DEN provides endless possibilities—whether you envision a sophisticated home office, guest retreat, fitness room, or playroom. Designed for effortless living, you’ll appreciate low property taxes and an HOA that includes water, exterior and roof maintenance, professional landscaping, and resort-style amenities featuring a sparkling pool and relaxing spa. Perfectly positioned just moments from Victoria Gardens, Terra Vista Town Center, Ontario Mills, 99 Ranch Market, Costco, Sam’s Club, Target, and Ontario International Airport, this exceptional home places premier shopping, dining, entertainment, and everyday conveniences within easy reach. Families will also appreciate its location within an area served by highly rated schools, while nearby major freeways provide seamless access for commuters. Whether you’re searching for a stylish primary residence or a low-maintenance lifestyle in a vibrant community, this exceptional Rancho Cucamonga home delivers the ideal combination of elegance, convenience, and everyday comfort.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Fan Tseung · ReMax 2000 Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $61,500 · Loan: $553,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,568
- Property tax (1.25%)
- $641
- Homeowners insurance
- $300
- Mortgage insurance
- $231
- HOA dues
- $417
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $21,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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