11551 Amelia
Rancho Cucamonga, CA, 91701
$868,000
MLS: TR26193969
Beds
4
Baths
3
Sq Ft
1,963
Lot
0.11 ac
Year Built
1995
MLS #
TR26193969
Days on Market
21
Listed
Sep 5, 2026
Description
Beautiful and spacious home in a highly desirable location within the Etiwanda School District. The living room, dining area, staircase, and second floor feature laminate flooring, complemented by a charming double-sided fireplace. The family room and kitchen offer durable tile flooring. A downstairs room, together with a portion of the living area, has been converted into a private suite with a separate entrance from the side yard. The conversion was completed without permits and the space currently does not include a closet. It can be easily restored to its original configuration. Upstairs, two secondary bedrooms share a convenient Jack-and-Jill bathroom. The generously sized primary suite features a spacious walk-in closet and an ensuite bathroom with dual sinks, a tiled shower, and a separate oval soaking tub. Additional highlights include an indoor laundry room, a cozy backyard with a covered patio, and fully paid-off solar panels that may help reduce electricity costs.The AC unit was replaced in 2025 and the waterheater was replaced around in 2021/2022. Conveniently located near Lightfoot Elementary School and Rancho Cucamonga High School, as well as Victoria Gardens, Ontario Mills, Central Park, shopping, dining, and major transportation routes, with easy access to the 10, 15, and 210 freeways.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: Wei Wang · Harvest Realty Development
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,743
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,800 · Loan: $781,200
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,213
- Property tax (1.25%)
- $904
- Homeowners insurance
- $300
- Mortgage insurance
- $326
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $30,380 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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