ActiveTownhouse

1158 W Philadelphia

Ontario, CA, 91762

1 / 10View all 10 photos

$470,000

MLS: IG26076830

Beds

3

Baths

2

Sq Ft

972

Lot

0.02 ac

Year Built

1973

MLS #

IG26076830

Days on Market

11

Listed

Apr 9, 2026

Description

Welcome to this beautifully maintained 3 bedroom, 2 bath townhome offering comfort and convenience. This home features a functional layout with spacious living areas, and well sized bedrooms. Ideally located near shopping center, dining and everyday amenities, making it perfect for modern living. A great opportunity for homeowners and investors alike!

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Brenda Molina · Fathom Realty Group, Inc.

Payment estimate

$3,565

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,000 · Loan: $423,000

%
Principal & Interest
$2,599
Property tax (1.25%)
$490
Homeowners insurance
$300
Mortgage insurance
$176
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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