11620 Pepper
Apple Valley, CA, 92308
$275,000
MLS: SB26043744
Beds
2
Baths
2
Sq Ft
1,193
Lot
0.06 ac
Year Built
1986
MLS #
SB26043744
Days on Market
14
Listed
Feb 27, 2026
Description
Relax in the Jess Ranch community of Apple Valley, 2-bedroom, 2-bath home is situated on a quiet corner lot. spacious living and dining room combination, tile flooring and an open, comfortable layout. Sliding glass doors in both the living room and the primary bedroom lead to a private patio courtyard with a low masonry wall — perfect for entertaining while enjoying peaceful greenbelt views. The kitchen features a breakfast nook, laundry is located in the hallway near the second full bath. The generously sized primary suite offers: Walk-in closet Additional linen storage Dual sinks in the en-suite bath Direct patio access through sliding glass doors The second bedroom provides a bonus with closet access leading to the one-car garage, newer garage door and automatic opener. Community Amenities Residents of Jess Ranch enjoy: Gated security Community pool & tennis courts Greenbelts and walking paths New clubhouse proximity to shopping, dining, entertainment, and the scenic Mojave Riverwalk If you’re looking for low-maintenance living in an active adult community, this home is a must-see.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Fabiola Paredes · Realty ONE Group United
Payment estimate
$2,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,500 · Loan: $247,500
- Principal & Interest
- $1,521
- Property tax (1.25%)
- $286
- Homeowners insurance
- $300
- Mortgage insurance
- $103
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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