19218 Elm Drive
Apple Valley, CA, 92308
$249,900
MLS: PW26080771
Beds
2
Baths
2
Sq Ft
1,193
Lot
0.07 ac
Year Built
1986
MLS #
PW26080771
Days on Market
2
Listed
Apr 15, 2026
Description
Great home at senior community low association, cozy 2 bed 2 full bath, it shows 1 bedroom in property profile but you can see there are 2, each with full bath, mater bedroom has walk in closet, his and her vanity laundry room, lot of cabinetry, access to the spacious patio with a nice view of the trees and green, 1 car garage. Association includes beautiful swimming pool and spa. A must see!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Isabel Borders · Elevate Real Estate Agency
Payment estimate
$2,036
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,990 · Loan: $224,910
- Principal & Interest
- $1,382
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $8,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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