19268 Elm
Apple Valley, CA, 92308
$250,000
MLS: HD26071384
Beds
2
Baths
2
Sq Ft
996
Lot
0.06 ac
Year Built
1986
MLS #
HD26071384
Days on Market
8
Listed
Apr 3, 2026
Description
Welcome to Jess Ranch 55+ Living — Comfort, Simplicity, and Move-In Ready Convenience This beautifully refreshed 2-bedroom, 2-bath home offers 996 SQFT of efficient, low-maintenance living. Featuring brand new interior paint and brand new carpet, the home presents a clean, modern, turnkey feel from the moment you walk in. The functional layout maximizes space with a comfortable flow between the living, dining, and kitchen areas, while both bedrooms offer well-sized comfort for everyday living. Step outside to enjoy your own private back patio space, perfect for relaxing or unwinding in a peaceful setting. Perfect for those looking to downsize or simplify, this home offers a single car garage and detached carport, convenient access to shopping and dining, along with Jess Ranch amenities including a clubhouse, pool, spa, and recreation room. Clean, updated, and move-in ready — opportunities like this in Jess Ranch don’t last.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Zack Hagood · Coldwell Banker Home Source
Payment estimate
$2,037
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,000 · Loan: $225,000
- Principal & Interest
- $1,382
- Property tax (1.25%)
- $260
- Homeowners insurance
- $300
- Mortgage insurance
- $94
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $8,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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