11689 Ash
Apple Valley, CA, 92308
$245,000
MLS: IV26015177
Beds
2
Baths
2
Sq Ft
990
Lot
0.05 ac
Year Built
1988
MLS #
IV26015177
Days on Market
46
Listed
Feb 5, 2026
Description
Many updates here. Kitchen has less than 1 year old flooring, countertops, deep farm style sink, stove, dishwasher, garbage disposal. Bathrooms updated 3 years ago with new counters, sinks, flooring and toilets. Garage door and opener less than 2 years old. Good location, close to main gate for walking trail to stores. Unit will be available to show now. Nice small backyard area is fenced to accommodate a small dog. Backs to a lovely walkway area. Large apricot tree in rear area provides amazing crop of fruit.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: DAWNA BARNES · BARNES REAL ESTATE
Payment estimate
$2,002
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,500 · Loan: $220,500
- Principal & Interest
- $1,355
- Property tax (1.25%)
- $255
- Homeowners insurance
- $300
- Mortgage insurance
- $92
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $8,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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