33436 Music Camp Road
Apple Valley, CA, 92308
$239,000
MLS: 26667971
Beds
2
Baths
2
Sq Ft
960
Lot
0.08 ac
Year Built
1968
MLS #
26667971
Days on Market
18
Listed
Mar 25, 2026
Description
Seller Will help with $ 5000 towards closing cost. 2 Bed, 2 Bath Mountain Retreat Near Arrowbear Lake 2 mins beautiful Arrowbear Lake, this charming 2-bedroom, 2-bath home offers the perfect blend of peaceful mountain living and convenient access to year-round recreation. Enjoy watching ducks by the lake and taking in the crisp, cool mountain air in a quiet neighborhood set back from freeway noise, yet just minutes from Highway 18 for easy commuting. Centrally located on the mountain, you're approximately 20 minutes or less from SkyPark, Big Bear, Lake Arrowhead Village, and popular mountain resorts, making this an ideal home base for outdoor adventures in every season, from hiking and biking to winter snow play. Situated on a maintained road, the property is connected to water, sewer, electricity, and high-speed internet (Frontier or Spectrum), offering comfort and reliability whether used as a full-time residence or vacation getaway.Inside, the home features a functional layout with two bedrooms and two bathrooms, including a washer and dryer conveniently located in the master bathroom.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Christopher Jones · eXp Realty of Greater Los Angeles
Payment estimate
$1,960
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,900 · Loan: $215,100
- Principal & Interest
- $1,322
- Property tax (1.25%)
- $249
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $8,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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