$629,000
MLS: IG26178366
Beds
3
Baths
2
Sq Ft
1,636
Lot
0.18 ac
Year Built
2002
MLS #
IG26178366
Days on Market
63
Listed
Aug 15, 2026
Description
3-bedroom, 2-bathroom one-story custom home in Moonridge, Big Bear Lake, California, built in 2002 and offered fully furnished. The 1,636-square-foot home sits on a 7,991-square-foot lot in a quiet neighborhood at the top of Moonridge, surrounded by mature oak and pine trees, with underground utilities, wide curbed streets, and hiking trails one block away. The great room features vaulted wood ceilings, a floor-to-ceiling stone fireplace, recessed lighting, and laminate flooring. The kitchen includes granite countertops. The primary suite is separate from the secondary bedrooms for added privacy. A rear deck opens onto a heavily treed, private backyard. A 2-car garage and large driveway provide ample parking. No HOA. Located near Bear Mountain and Snow Summit resorts, minutes from Big Bear Village and the lake. Offered at $629,000 — turnkey, move-in ready, and fully furnished in one of Moonridge's most established mountain communities.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Joe Pecoraro · RE/MAX BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,111
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,920
- Property tax (1.25%)
- $655
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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