639 Clay Street
Fillmore, CA, 93015
$749,000
MLS: SR26114736
Beds
3
Baths
2
Sq Ft
1,444
Lot
0.16 ac
Year Built
1948
MLS #
SR26114736
Days on Market
1
Listed
Jun 11, 2026
Description
Welcome to 639 Clay Street, a beautiful interpretation of relaxed sophistication in the heart of Fillmore. Offering 3 bedrooms, 2 bathrooms, and 1,444 square feet of curated living space, this property has been redone inside and out to deliver a turnkey lifestyle filled with warmth, style, and modern comfort. The crisp, newly painted facade spans the main house, garage, and detached bonus cottage, creating an immediate sense of pride of ownership and intentional design. Designed to embrace California’s signature indoor-outdoor flow, the backyard is an ambient oasis wrapped in glowing market lights, automated dawn-to-dusk lighting, professionally landscaped grounds, and multiple entertaining spaces perfect for weekend hosting. Inside, thoughtful upgrades elevate every space, from the fully remodeled kitchen with quartz surfaces, custom cabinetry, premium appliances, and designer finishes to the spa-inspired primary bathroom featuring marble flooring, a freestanding soaking tub, and refined fixtures throughout. Dual-pane windows, updated electrical and plumbing, recessed lighting, smart home features, and a tankless water heater add effortless efficiency and peace of mind. Adding exceptional versatility, the detached bonus cottage has been transformed into a fully insulated retreat complete with heating and cooling, recessed lighting, French doors, and custom built-ins - Ideal for guests, a home office, creative studio, or flex space. Blending original charm with curated modern upgrades, 639 Clay Street delivers elevated California living with comfort and character at every turn.
Location
Fillmore, Ventura County, CA 93015
Open on Google Maps ↗Listed by: Elizabeth Kammen · Real Brokerage Technologies, Inc.
Payment estimate
$5,631
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,270
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fillmore home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fillmore, CA 93015 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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