1173 Cummings
San Bernardino, CA, 92411
$425,000
MLS: PW26085820
Beds
3
Baths
1
Sq Ft
1,085
Lot
0.16 ac
Year Built
1950
MLS #
PW26085820
Days on Market
0
Listed
Apr 22, 2026
Description
Welcome to this charming 3-bedroom, 1-bath home nestled in the heart of San Bernardino! This inviting residence offers a perfect blend of comfort and convenience, making it ideal for first-time buyers, growing families, or investors. Step inside to discover a bright and functional layout with abundant natural light. Each of the three bedrooms offers comfortable space and versatility, whether you need room for family, guests, or a home office. The bathroom is centrally located and thoughtfully designed for convenience. Outside, enjoy a generous yard with plenty of potential—ideal for gardening, outdoor gatherings, or creating your own private retreat. Don’t miss this great opportunity to own a well-located home with endless potential!
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Christine Pepaj · Realty One Group West
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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