2004 W 15th
San Bernardino, CA, 92411
$440,000
MLS: IG26073783
Beds
4
Baths
2
Sq Ft
1,035
Lot
0.17 ac
Year Built
1958
MLS #
IG26073783
Days on Market
7
Listed
Apr 6, 2026
Description
Ready to move in 4 bed 2 bath home priced well below market . Excellent entry home in the home buying market. Located within walkign distance of Arroyo Valley High School and Rio Vista Elementary school. Locate south of the 210 freeway, great for a commuter within minutes of 210 freeway . Back yard is extra large plenty of room for a pool or ADU.
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Jose Ponce · PONCE & PONCE REALTY, INC
Payment estimate
$3,356
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,000 · Loan: $396,000
- Principal & Interest
- $2,433
- Property tax (1.25%)
- $458
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,400 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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