$549,000
MLS: HD26229575
Beds
3
Baths
2
Sq Ft
1,500
Lot
5.00 ac
Year Built
1990
MLS #
HD26229575
Days on Market
4
Listed
Oct 23, 2026
Description
SELLER-PAID BUYER INCENTIVES AVAILABLE! From assistance with closing costs to a potential interest rate buy down, seller contributions may help bring your homeownership goals within reach. Subject to buyer qualification, lender approval, seller contribution limits, and acceptable terms. 3BR/2BA horse property in Apple Valley on 5 fully fenced acres. 1,500 sq ft home with a 50 x 30 steel barn, 7 stalls and a separate Quonset hut. Discover 5 fully fenced acres of equestrian property at 11765 Cottontail Lane in Apple Valley's Deep Creek area. This single-story, 3-bedroom, 2-bath home offers approximately 1,500 square feet of living space, a 50 x 30 steel barn with 7 horse stalls, a separate Quonset hut, and an oversized detached 2-car garage with a work space and restroom. The property combines residential living with established horse facilities, equipment storage, and versatile outdoor space. Inside, the home features a spacious living room, an open country-style kitchen, Spanish tile flooring, and a separate indoor laundry room with storage cabinets and a utility sink. Ceiling fans are located in the bedrooms and living room. Covered front and rear patios provide additional outdoor living areas with views of the surrounding desert landscape. The home features a Title 24 energy-efficient cool roof installed around 2020 and energy-efficient windows installed in June 2021, both reported to be in great condition. The septic leach field was replaced in August 2021, and a current septic certification is available. The property also features a private water well with an enclosed pump house. The 1,500-square-foot steel barn includes 7 horse stalls and an enclosed room suitable for workspace or office use. Existing plumbing in this room offers the possibility of a future restroom connection. A separate Quonset hut provides covered space for hay storage, equipment parking, or general storage. The entire 5-acre parcel is fenced with chain-link and sections of wire fencing topped with barbed wire. Additional interior fencing creates separately enclosed front and back yards and a fenced area outside the horse stalls. Located in Apple Valley's Deep Creek equestrian area, the property offers acreage and horse facilities within reach of shopping, dining, and services. Access is approximately 0.2 miles along unpaved Lupine Road from paved Deep Creek Road, followed by approximately 0.15 miles along Cottontail Lane.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Charlotte Volsch · Volsch Enterprises, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,472
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,394
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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