$450,000
Original list price: $460,000
MLS: IV26147748
Beds
4
Baths
3
Sq Ft
2,235
Lot
0.17 ac
Year Built
2018
MLS #
IV26147748
Days on Market
97
Listed
Jul 28, 2026
Description
Built in 2018, this spacious 4-bedroom, 3-bath Victorville home offers 2,235 sq. ft. of flexible living space, an oversized upstairs loft, a downstairs bedroom and full bath, and an assumable (owned) solar system with a payment of approximately $80/month! The open-concept main level provides plenty of room for everyday living and entertaining, with the kitchen flowing directly into the spacious living area. Upstairs, the oversized loft adds an entire second living space—ideal for a family room, game room, home theater, office, or playroom—with potential to explore conversion to a 5th bedroom. The primary suite features a walk-in closet and private bath, while an upstairs laundry room adds everyday convenience. Outside, the generously sized backyard features artificial turf and a full-length covered patio, giving you plenty of usable outdoor space without extensive maintenance. With a 2-car garage and convenient access to schools, shopping, restaurants, and commuter routes, this home delivers the space and versatility today's buyers are searching for. Don't wait! Schedule your private showing today!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: HEATHER RAMIREZ · Castra Realty, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,698
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,760
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Victorville property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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