11935 Wapato Road
Apple Valley, CA, 92308
$549,900
MLS: HD26060417
Beds
4
Baths
3
Sq Ft
2,650
Lot
0.44 ac
Year Built
1982
MLS #
HD26060417
Days on Market
33
Listed
Mar 19, 2026
Description
Welcome to 11935 Wapato Rd—truly a one-of-a-kind property offering space, versatility, and endless possibilities. The main home features 3 bedrooms and 2 full bathrooms, approximately 1900sf, along with a spacious layout that includes a large family room and a separate living room with a cozy fireplace. An oversized permitted bonus room provides additional living space and direct access to the backyard, making it ideal for entertaining or multi-purpose use. The primary suite offers a walk-in closet and a private slider leading to a unique enclosed in-ground spa room, creating your own personal retreat. The interior has been refreshed with new paint and carpet and includes a newer central HVAC system and solar panels for added efficiency. Step outside to enjoy a fully equipped backyard featuring an in-ground pool, artificial turf for low maintenance, a covered patio, storage shed, RV access, and a cross-fenced lot—perfect for a variety of uses. In addition to the main home, the detached garage offers a versatile bonus/flex space complete with a bathroom, bedroom, living area, and kitchenette—ideal for multi gen living, or potential rental opportunities. This property offers a rare combination of comfort, function, and flexibility—don’t miss this unique opportunity.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Kristina Vanderpool · Coldwell Banker Home Source
Payment estimate
$4,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,990 · Loan: $494,910
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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