ActiveSingleFamilyResidence

11970 2nd

Yucaipa, CA, 92399

1 / 15View all 15 photos

$549,950

MLS: IV26080761

Beds

4

Baths

2

Sq Ft

1,788

Lot

0.19 ac

Year Built

1955

MLS #

IV26080761

Days on Market

1

Listed

Apr 16, 2026

Description

Welcome to 11970 2nd Street in the heart of Yucaipa. Freshly painted inside and out with brand-new carpet throughout, this move-in ready home offers a clean, bright, and worry-free start. Just turn the key and unpack. Enjoy close proximity to top-rated schools, parks, shopping, and easy freeway access, all set against Yucaipa's signature small-town charm and mountain views. Don't miss this one. Schedule your showing today.

Location

Yucaipa, San Bernardino County, CA 92399

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Listed by: KENNETH KEITHLY · KEITHLY CAPITAL ADVISORS, INC

Payment estimate

$4,120

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,995 · Loan: $494,955

%
Principal & Interest
$3,041
Property tax (1.25%)
$573
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $19,248 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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