34520 Carnation Court
Yucaipa, CA, 92399
$549,990
MLS: SW25197226
Beds
3
Baths
3
Sq Ft
1,860
Lot
0.07 ac
Year Built
2025
MLS #
SW25197226
Days on Market
196
Listed
Sep 8, 2025
Description
Address to The Cottages is 12665 4th Street, Yucaipa CA 92399. ** Discover Cottages at 4th – Plan 1, a stunning new two-story home offering 1,860 sq. ft. of modern living with 3 bedrooms, 2.5 baths, and a versatile loft. Designed with a fresh cottage-modern style, this residence combines comfort and efficiency with spray foam insulation, solar system (Included), LED lighting, and pre-wiring for an EV charger. The open-concept floorplan features a gourmet kitchen with real wood soft-close cabinetry, quartz countertops, stainless steel appliances, and a spacious great room that flows to the backyard through an 8 foot sliding glass door. Upstairs, the primary suite boasts a walk-in closet and spa-like bath with quartz counters and modern light fixtures. Luxury Vinyl Plank flooring enhances the first level and baths, while plush carpet adds comfort to bedrooms. Every detail has been thoughtfully included. Front yard landscaping, a 14' x 10' concrete backyard patio (with options to expand), black hardware finishes. Located in an intimate 15-home community, Cottages at 4th offers a rare opportunity to own a beautifully designed new construction home. ** PHASE 1 RELEASE OF THE FIRST 7 HOMES! ** Builder is offering buyer incentives that may be applied toward closing costs, interest rate buy-downs, home upgrades, or a combination thereof. ** PAID SOLAR. (Incentives are subject to change without notice and are not guaranteed AND subject to seller approval and lender guidelines).
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: James Brennan · Brenson Realty, Inc.
Payment estimate
$4,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,999 · Loan: $494,991
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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