34524 Carnation Court
Yucaipa, CA, 92399
$549,990
MLS: SW26079483
Beds
3
Baths
3
Sq Ft
1,860
Lot
0.07 ac
Year Built
2025
MLS #
SW26079483
Days on Market
8
Listed
Apr 13, 2026
Description
Address to The Cottages is 12665 4th Street, Yucaipa CA 92399. ** Welcome to The Cottages at 4th, a charming NEW HOME community in the City of Yucaipa. Plan 1 features 1,860 sq. ft., 3 bedrooms, 2.5 bathrooms, and a spacious loft in a thoughtfully designed two-story floor plan. The open-concept layout includes a bright great room, an 8-foot sliding glass door to the backyard, and a beautifully appointed kitchen with real wood soft-close cabinetry, quartz countertops, and stainless-steel appliances. Upstairs, the primary suite offers a large walk-in closet and a well-appointed bath with quartz counters and modern lighting. Notable features include included solar, spray foam insulation, LED lighting, EV charger pre-wire, luxury vinyl plank flooring on the first level and in baths, plush carpet in the bedrooms, black hardware finishes, front yard landscaping, and a 14' x 10' concrete backyard patio with options to expand. Situated in an intimate 15-home community, this new construction opportunity blends modern style and energy efficiency. ** Builder incentives available, including closing cost assistance, home upgrades, or a 2-1 buydown starting at 3.5% for year 1, subject to seller approval, lender guidelines, and change without notice.
Location
Yucaipa, San Bernardino County, CA 92399
Open on Google Maps ↗Listed by: Rosa Mayo · Brenson Realty, Inc.
Payment estimate
$4,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,999 · Loan: $494,991
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucaipa home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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34520 Carnation Court
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★#1 Producing Individual Realtor — Antelope Valley
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