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Under ContractSingleFamilyResidence

11970 Pine Mountain Court

Rancho Cucamonga, CA, 91739

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$960,000

Original list price: $988,889

MLS: WS26138498

Beds

4

Baths

3

Sq Ft

2,703

Lot

0.17 ac

Year Built

1997

MLS #

WS26138498

Days on Market

41

Listed

Jun 25, 2026

Description

Welcome to 11970 Pine Mountain Court, a beautifully upgraded 4+ bedroom home located north of the 210 Freeway in a sought-after Rancho Cucamonga neighborhood near highly regarded schools, Victoria Gardens, shopping, dining, and parks. From the moment you arrive, the solid knotty alder double-door entry creates a warm and impressive first impression, opening to a spacious floor plan designed for comfort, connection, and everyday living. Inside, the home offers formal living and dining areas, a cozy family room with fireplace, custom window treatments, upgraded crown molding, recessed lighting, upgraded baseboards, and ceiling fans throughout. The well-appointed kitchen is the heart of the home, featuring Corian countertops, custom cabinetry, generous storage, pantry pull-out shelves, double corner Lazy Susans, an appliance garage, and a large center island with seating. Just off the kitchen, a charming built-in breakfast nook with bay window, bench seating, and storage creates the perfect place to start your mornings. Step outside and enjoy a peaceful, low-maintenance backyard made for Southern California living. Whether you are hosting friends, enjoying dinner outdoors, or relaxing after a long day, the built-in BBQ island with outdoor cooktop and refrigerator, hardscape, yard lighting, irrigation, and beautiful landscaping make this space easy to enjoy year-round. The flexible layout includes an extra-large bedroom that can be used as a home office, library, guest room, or bonus space. The spacious primary suite offers double-door entry, mountain views, a large walk-in closet, and an oversized bathroom with a garden soaking tub and walk-in shower, creating a private retreat within the home. Additional highlights include mirrored wardrobe doors, indoor laundry with sink, solar, a two-car garage with direct access, and a separate single-car garage with direct access. With space to live, room to grow, and a location close to some of Rancho Cucamonga’s most loved amenities, this home offers the comfort, convenience, and lifestyle today’s buyers are looking for.

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: PHILLIP SANN · eXp Realty of California Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$7,212

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $96,000 · Loan: $864,000

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,552
Property tax (1.25%)
$1,000
Homeowners insurance
$300
Mortgage insurance
$360
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $33,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Rancho Cucamonga, CA 91739 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.