12836 Elegance
Rancho Cucamonga, CA, 91739
$999,900
MLS: CV26139304
Beds
4
Baths
3
Sq Ft
2,611
Lot
0.23 ac
Year Built
2001
MLS #
CV26139304
Days on Market
41
Listed
Jun 27, 2026
Description
Welcome to this spacious 2,611 sq. ft. home featuring 4 bedrooms and 2.5 bathrooms in one of Rancho Cucamonga's sought-after neighborhoods. Located within the highly acclaimed Etiwanda School District, this home offers an ideal blend of comfort, functionality, and convenience. The versatile floor plan provides generous living spaces, perfect for for both everyday living and entertaining. Situated on an oversized corner lot with RV parking, theres plenty of room for your vehicles, toys or future outdoor enhancements. Enjoy the convenience of being just a short walk to neighborhood parks and only minutes from Victoria Gardens Mall, offering premier shopping, dining, entertainment, and community events. This is a fantastic opportunity to own in a highly desirable location with space, flexibility and exceptional amenities nearby. Lower air conditioning unit replaced July/2023.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Christina Dugan · KELLER WILLIAMS EMPIRE ESTATES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,990 · Loan: $899,910
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,801
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $34,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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