12012 Lager Road
Phelan, CA, 92371
$397,000
MLS: TR25276687
Beds
4
Baths
2
Sq Ft
1,493
Lot
2.26 ac
Year Built
2025
MLS #
TR25276687
Days on Market
58
Listed
Dec 16, 2025
Description
Welcome to 12012 Lager Road, Phelan, CA 92371, a brand-new 2025 home offering the perfect blend of space, style, and High Desert serenity. Set on an expansive 2.26-acre lot and close to pavement, this 1493 sq ft residence features 4 bedrooms and 2 bathrooms with 9-foot ceilings that enhance the open, airy feel throughout. Thoughtfully designed with larger windows to capture natural light and scenic desert views, the home is finished with sleek stainless steel appliances and modern touches ideal for today’s lifestyle. Located in the growing city of Phelan, you’ll enjoy wide-open space, privacy, and the freedom of country living—while still being conveniently accessible to nearby amenities and commuter routes. An exclusive opportunity to own brand-new construction with space and sophistication
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Jonathan Minerick · Homecoin.com
Payment estimate
$3,058
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,700 · Loan: $357,300
- Principal & Interest
- $2,195
- Property tax (1.25%)
- $414
- Homeowners insurance
- $300
- Mortgage insurance
- $149
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,895 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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