3168 Mcmillan
Phelan, CA, 92371
$375,000
MLS: HD26053176
Beds
3
Baths
2
Sq Ft
1,512
Lot
2.32 ac
Year Built
2004
MLS #
HD26053176
Days on Market
22
Listed
Mar 12, 2026
Description
Clean and move in ready 3 bedroom 2 bath manufactured home that offers 1,512 +/- square feet of living space with room for the whole family. The outside this home has been updated with new exterior paint, new exterior doors, new window screens and a brand new roof. When you enter the home you're welcomed by new laminate wood flooring throughout the home and new interior paint. This split floor plan offers a spacious primary bedroom and bathroom that has a new dual vanity installed. There's a front living room as well as a family room off the kitchen which is where the 2nd and 3rd bedrooms and additional bathroom are located. The kitchen is open and provides views of the mountains to the south as well as a large kitchen island. The laundry is located off the kitchen and near the back door. The house has a smaller fenced backyard and otherwise the lot provides an incredible amount of space for whatever someone desires be it a garage, horse facilities, or additional storage. The property includes an additional manufactured home in need of significant renovation, but could be a great opportunity to create an entirely separate living quarters. The condition of the 2nd home is not providing any value at this point and is offered as additional storage, but could absolutely be repaired and made livable. The property is a relatively short distance to paved Duncan Rd and about a 7 minute drive to downtown Phelan and easy access to any commuting needs. The property is zoned for horses and located within the Snow Line School District.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Kyle Zimbro · Coldwell Banker Home Source
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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