121 E Warner St
Ventura, CA, 93001
$779,000
MLS: NDP2600298
Beds
2
Baths
1
Sq Ft
884
Lot
0.14 ac
Year Built
1927
MLS #
NDP2600298
Days on Market
78
Listed
Jan 19, 2026
Description
New water heater, electrical upgrades throughout, original hard wood floors in excellent condition with brand new top finish. This property also boasts a sound foundation and nice roof. Choose between wood or gas for your fireplace, both work great. A charming Spanish style, single story home has two bedrooms, one bath and laundry room. A detached two car garage with bonus room in back, and a long driveway in front. This sizable lot has a large, fenced back yard with space to add an ADU. Enjoy the covered front porch and peaceful hillside views all around both front and back. Well cared for trees that include: Avocado, Valencia Orange, Lime, Peach, Jacaranda, White Bird of Paradise, and a Pygmy Date Palm. Located at the end of a quiet street, beautified by mature trees and sidewalks. It's also an easy walk to the beach! All within 2 miles to schools, restaurants, shops, harbor and pier. Or take a peaceful 20 minute drive to Ojai, going through horse country passing Oak View and Casita Springs along the way. Already zoned for R-2!
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Liz Morehouse · Coldwell Banker West
Payment estimate
$5,711
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,900 · Loan: $701,100
- Principal & Interest
- $4,308
- Property tax (1.25%)
- $811
- Homeowners insurance
- $300
- Mortgage insurance
- $292
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $27,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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