ActiveCondominium

436 Poli Street 301

Ventura, CA, 93001

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$764,900

MLS: V1-34684

Beds

2

Baths

2

Sq Ft

1,062

Lot

Year Built

2003

MLS #

V1-34684

Days on Market

15

Listed

Feb 16, 2026

Description

Rarely available Poli-Oaks Pavillion condominium with panoramic ocean and city views from living room and bedroom. Securely gated building with elevators and lovely courtyards. Includes underground parking for two cars. Easy walk to all of downtown Ventura shopping and dining. Just a bit further and yoy are at the beach for a sunset walk. Or wander behind City Hall to the wonderful Ventura Botanic Gardens. Association includes water, trash, cable and wifi.

Location

Ventura, Ventura County, CA 93001

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Listed by: Debbie Murphy · Murphy King Real Estate

Payment estimate

$5,613

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $76,490 · Loan: $688,410

%
Principal & Interest
$4,230
Property tax (1.25%)
$797
Homeowners insurance
$300
Mortgage insurance
$287
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $26,772 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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