ActiveSingleFamilyResidence

2942 Apache Avenue

Ventura, CA, 93001

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$769,000

MLS: V1-34526

Beds

2

Baths

1

Sq Ft

1,050

Lot

0.17 ac

Year Built

1963

MLS #

V1-34526

Days on Market

75

Listed

Feb 6, 2026

Description

Nestled in a friendly Ventura neighborhood, this inviting single-story home blends everyday comfort with exciting potential. With a spacious yard and a warm, livable layout, it's an ideal setting to settle in and create your next chapter.Inside, natural light and plantation shutters create a welcoming atmosphere throughout. Recent improvements provide a fresh foundation for the next owner's vision, while the functional layout supports easy daily living. The kitchen includes updated hardware and a custom pantry addition, offering both charm and practicality.Step outside to a backyard ready to become your personal retreat. A newly poured concrete patio with pergola-ready brackets sets the stage for entertaining, relaxing evenings, or future outdoor enhancements. A newer side-yard fence with a double-door gate adds flexibility for additional access, storage, or recreation.Enjoy convenient access to Ventura's beaches, parks, shopping, and dining just minutes away. This inviting home is ready for its next chapter -- and for you to make it your own.

Location

Ventura, Ventura County, CA 93001

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Listed by: Omar Velazquez · NextHome Coastal Estates

Payment estimate

$5,642

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $76,900 · Loan: $692,100

%
Principal & Interest
$4,252
Property tax (1.25%)
$801
Homeowners insurance
$300
Mortgage insurance
$288
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $26,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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